Is fire insurance included in home insurance?

In New Zealand, home insurance policies typically include fire coverage as a standard feature. This generally extends to not only damage from the fire itself but also smoke contamination and water damage from firefighting efforts. However, we always recommend reviewing your specific policy to confirm the details of your coverage. Insurers often require photo documentation and quotes for any repair work. Our team at Oncore™ is experienced in working with insurance companies and can help you navigate the claims process. Contact your local Oncore™ Branch Owner for more information.

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